Provides the renter and lessor with liability protection that meets the Minimum Financial Responsibility Laws of the state where an accident occurs.

• Coverage is driver-specific and applies only to the renter or additional drivers listed on the rental agreement.
• The coverage limit is determined by the jurisdiction where a loss occurs, subject to a $2,500 self-insured retention per claim.

Details: This insurance provides the Minimum Financial Responsibility liability insurance mandates included in standard commercial auto insurance policies. This is a driver-specific policy meaning no coverage is provided to any driver not listed on the rental agreement as the renter or additional driver. Actual limit provided is based on the jurisdiction where any loss occurs subject to a self-insured retention of $2,500 per claim.

Helps cover the cost of repairs to a rented vehicle involved in a vehicle-on-vehicle accident.

• Options provide up to $35,000 reimbursement per claim, subject to a $1,000 deductible or $50,000 reimbursement per claim, subject to a $2,500 deductible.
• Deductibles are the responsibility of the Rental Fleet Operator or Everyday Renter.
• Available for passenger vehicles with seating for eight or fewer occupants.

Details: The policy covers vehicle-on-vehicle collisions and is sold on a per day basis for personal passenger vehicles with 8 or fewer passengers.  See list of excluded vehicles and restrictions under Guidelines tab.

Provides additional protection beyond the state’s minimum financial requirements and other available insurance.

• Offers up to $100,000 in aggregate coverage.
• Internal limits include $20,000 per person for bodily injury and $10,000 for property damage, subject to a $2,500 deductible.
• Coverage is always excess to other valid and collectible insurance and acts as the last payor in the event of a claim.

Details: There are internal limits for Bodily Injury ($20,000 per person) and a Property Damage Maximum Limit of $10,000. This limit is excess to any valid and collectible “other insurances” including the state minimum financial responsibility limit and is included in, and reduces, the maximum Aggregate Limit of $100,000. If there is any other valid and collectible insurance in effect (i.e., personal automobile liability coverage) then the available protection under the SLI coverage would be reduced by the amount of the underlying insurance. SLI coverage is always in excess of other valid “other insurances” and the last payor.  Includes a $2,500 per claim deductible.

Sold as a combined package, this coverage provides medical and personal property protection for the renter and their passengers.

• Accidental death and dismemberment: $50,000 for the driver, $5,000 for passengers.
• Emergency medical expenses: up to $1,000 per accident.
• Personal effects coverage: $525 limit subject to a $25 deductible.

Details: Includes accidental death and dismemberment benefits of $50,000 for the driver and $5,000 for passengers. It also includes emergency medical expenses up to $1,000 per accident and personal effects coverage with a limit of $525 subject to a $25 deductible.